In all the years I have known Henry,he still is the same person with integrity to help you out with all your real estate or financing needs.He will give you answers regarding a septic system,solar system or land use in a quick professional manner & if there is something he does not know,he will find out and get right back to you.This is why he is my go to for all my business solutions.Thank you for all your support today and always.

Carl & Kathie Alvin
Lake Matthews .92570 Riverside County Ca

Henry was a tremendous lead in making sure we executed a very complicated title transfer and refinance without any problems. He made sure we fully understood what was happening and what we needed to do every step of the way. He also handled a lot of items behind the scenes to keep the path smooth for us. My family is confidant we were in the best hands and thankful he was available to assist us. We appreciate knowing he did what was best for us not necessarily easiest for him. With Henry, we look forward to more successful transactions in the future!

Lakewood,California 90713

After several failed attempts to secure a commercial loan for our multi-family property, we found Henry Munoz and we are so thankful that we did. Within 3 weeks of hiring Henry our loan was complete and the funds were in our hand. Henry was efficient and communicated effectively with us throughout the entire process. He found us excellent terms and helped us save money on fees. He even presented us with multiple lenders and terms from which to choose. We could not be more pleased with Henry's work ethic, responsiveness, and professionalism. We will definitely use Henry for all of our loan needs in the future.Thanks Henry!

Lisa Drake ,Ceo Brighter Beginnings Schools.San Pedro, Lomita
Temecula California,Property in Lake Elsinore,Ca

As a former investor and loan officer myself,I recognize the extent of Henry's experience. He has all the credentials necessary to access all levels of real estate transactions! He not only can handle,sales,purchases,ALL types of loans. As if that is not enough,he is also a paralegal and can assist with numerous legal situations. Above and beyond all these skills,at the top of the list for me, is his honesty and integrity. He will always put the customers best interest first. Advice you can trust right here!

Grace Bradley,Brand Partner for Essante Organics
Lomita,California 90717

As a private money lender, I have first hand knowledge of Henry's efforts to get troublesome clients financing. Many are difficult scenarios and with his unique skill sets and understanding how title companies work, he is able to defuse many title and other issues. Being registered and bonded as a independent paralegal/legal document assistant with Los Angeles County also is an advantage putting a problem file into better shape to get the best financing results for the situation. Henry is, "a good one!"

Bill F, Commercial & Residential Hard Money Lender
Torrance,Ca 90504

As a busy Los Angeles Unified School District teacher for 15 years, I needed help working through a divorce with property involved. Henry was able to answer all questions and worked with my attorney who monitored all steps of the process as I was "pro-per". My experience working with Henry was fantastic. As a Real estate broker, loan officer, and paralegal, he advised me to get an appraisal on my property rather than rely on Zillow or Redfin to establish the real value on my home in order to divide assets fairly. .Zillow had my property valued 70k lower than actual appraised value. With that valuable advice, I was able to net an additional 70k through the division of community property. I would recommend Henry to anyone going through a divorce. He has authored a book "Selling Your House In a Divorce" that had insight to options other than selling and dividing the equity in my home. His paralegal/legal document assistant knowledge helped considerably during the process. He is registered and bonded through the County of Los Angeles as a legal document assistant which I had no idea even existed. He is, undeniably, a knowledgeable real estate professional.

Lena M
San Pedro Ca 90731

Henry has helped us in real estate transactions and has also utilized his paralegal skills for other matters.He worked with us on fixing some incorrect entries on our credit reports.This alone raised our credit scores substantially when things were corrected.Henry also helped us correct over charges by a previous lender when we had to pay of the prior loan.We will continue to do business with Henry and recommend him for getting the job done every time.It is nice to have a real estate broker,loan officer and paralegal with a phone call.Every deal turns out well and in our benefit.Jorge Orozco,Principal of Mr.G Cofee shop and restaurant.A landmark in Lomita,California,90717 for over 50 Years.

Jorge Orozco ,Mr.G's Coffee Shop
Lomita,California 90717

I have known Henry Munoz for pretty much my whole life. My mother passed away 14 years after my dad. This was in the same house as my childhood home. There was a trust and I was pretty lost on what to do in order to keep my childhood home. Henry was able to find the attorney who did the trust. The Loans were in my moms name and Chase Bank was calling them due. Henry not only helped me get out of the first and second loans that were on the house and avoided the foreclosure and probate process. Henry went above and beyond with paperwork, emails and phone calls to Chase bank and the foreclosure company who was trying to foreclose .I work 50-70 hours a week and my schedule is crazy .I have, and definitely recommend Henry to my friends and family for any and all real estate needs.

Karla Cook
Lomita,California Home Loan Refinance

Henry Munoz real estate broker and mortgage lender is a go-getter if I have ever seen one. He is professional, knowledgeable and is serious about helping . people with refinancing their loans. He also makes sure his client's properties are covered correctly in the event of an unforeseen mishap and that your insurance coverage are more than sufficient.I would highly recommend Henry to anyone who needs assistance in refinancing,reverse mortgage or even listing a property or getting help buying.Dave Bentley Insurance has been doing business with Henry for over 25 years. Mike Nelson Insurance Agent,Residential and Commercial Insurance. Dave Bentley Insurance, Lomita,Ca. 310-326-2626

Dave Bentley Insurance
Lomita Ca 90717

My reverse mortgage turned out great. We had lots of paperwork to do to wrap it up but it was the end result that was important I highly recommend him for all his hard work and getting the job done. Thanks Henry!

Margie Hammersley
Riverside County,92544

Henry did a wonderful job and everything turned out exactly as planned. I have recommend him to a few other people and the results have always been very good.(See full review on www.reversemortgage-hecm.com.

Ray Strait reverse mortgage client,Chief staff writer Hemet Chronicle Newspaper
Riverside County

Gets the job done every time!Amazing to work with.I wont use anyone else.!

Tracy D,Listing

I have been doing business with Henry for many years and I honestly wont use anyone else. Hen knows the real estate and loan business like the back of his hand.I feel very protected in my real estate transactions as he knows many of the legal ramifications in the transactions

Tracy Thompson Escrow Officer Tri City Escrows
Torrance,Ca 90504

Henry really knows his stuff and was able to answer all my questions and make my loan process simple and very easy.Pleasure working with him and highly recommend him to any one in need.

Darryl Estep. Refinance client
Lomita California 90717

Henry presents his professionalism through the entire process as a sellers agent with great knowledge and nice personality

Steven Hsiao Real Estate Agent
20516 Kenwood Ave,Torrance

Henry Munoz was able to refinance me to a lower rate and payment.He also put 60k in my pocket at the close of escrow.I was turned down by my bank initially when I first applied.Henry also resolved a title issue showing another home loan on my property that never existed.He also was able to resolve some issues on my credit report and obtain removal of inaccurate information

Zenon Hernandez. Refinance Client Riverside,Ca
Riveside Ca

Seriously,Henry does it all.I would not recommend anyone else

Olivia Clements. Escrow Officer
Torrance CA

Henry just closed Escrow on my house as my sellers broker,He was able to obtain a all cash offer for more than $20.000.00 over the appraised value and close ASAP.I am one happy seller!For a great broker and loan officer look no further.

Daniel Thompson, Listing client

Henry,Thank you for all your hard work and your efforts.Everything went perfect as planned and you did a great job.I will gladly refer you to my family and friends thank you.

Lisa M
Lomita Ca 90717

Henry did a wonderful job.He kept us informed and got the job done.I highly recommend working with Henry.

Mike M

Thanks Henry, Your the bestest!! It is nice having extra money in my account and not having to rob Peter to pay Paul.What a major stress relief!! Our credit scores went up 50 points.

Jill Somers
Lomita,Ca 90717

Henry did a great job on my reverse mortgage.He was able to overcome many hurdles regarding the property.I now have extra income and no loan payment anymore.He was great to work with and i now refer him to my friends.

Carol Hall,Reverse Mortgage client

Henry helped us purchase a property a few years ago with a Va Loan.Now he is listing my property as I am moving out of state.Always responsive and keeps me informed.Have been doing business with him for many years.I highly recommend him.

Lori Nason .Purchase, Listing,Loans

Henry has unparalleled expertise,hands down my "Go to Guy".Henry helped me out of a difficult situation,Highly recommended!

Miguel Rodriguez
Happy Camp,Ca 96039